Financial

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We strive to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. For your convenience, we accept cash, check, Visa, MasterCard, American Express, Discover, and CareCredit (36-, 48-, 60-month options only). Our payment plans are set up with an initial payment and convenient monthly payments over the course of treatment with no interest charges as long as the account is paid in a timely manner. The CareCredit option, however, does have an interest charge associated with it. We also offer discounts for multiple family members in treatment. We will thoroughly explain all of your options so that we can provide you with the best possible plan to fit your needs.

We offer several different payment plans:

  • Normally, the fee will be divided into an initial down payment with the remaining balance divided into equal monthly payments ranging from 6-24 months. The number of monthly payments and payment amounts are based on the type of treatment and the anticipated treatment time. Our initial fee and monthly payment plans are interest-free, provided payments are made in a timely manner, again with the exception of the CareCredit option which does have an interest charge associated with it.
  • For your convenience, we accept cash, check, Visa, MasterCard, American Express, Discover, and CareCredit (36-, 48-, 60-month options only). Monthly auto-debit to your credit card is available upon request.

Insurance

We are a preferred provider for Blue Cross Blue Shield, Delta Dental Premier, MetLife and United Concordia (PPO), and we will file your insurance claims for you.

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary, and with your permission, we will contact your insurance company to determine your benefits.

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change such as a change in employer or insurance company, the financially responsible party will be responsible for any charges not paid by your insurance company. Be particularly careful about changing insurance companies during your "open enrollment" at your office. When you switch, the previous insurance carrier will immediately stop making payments on the last day of the month that you terminate your policy. Similarly, your new carrier may or may not have orthodontic coverage and may or may not fulfill the balance of your insurance contract depending on the new "life time maximum" of your new policy, whether there is a "continuation of treatment clause" and other factors. So, please be careful before you make any changes. However, if you should make a change in insurance carriers, please advise our office immediately so we can check on your new benefits.